Portfolio review and reconstruction plays vital role in investors wealth creation journey.When you invest in mutual funds, it is important to stay invested till your targeted financial goal is achieved, but it is not at all necessary that you should continue the investment in same funds for the life time.
The fact is that your investment objectives, risk profile, and investment time horizon can undergo changes as you move through different life stages. Further, the investment environment is dynamic.
Thus, it is important to revisit your mutual fund portfolio from time to time to ensure that you stay on the right track to achieve your envisioned financial goals. Portfolio review and rebalancing help you stay on track to achieve those goals and adjust your portfolio to changing environment. Here's why a portfolio review is important for every investor :-
Ensure that you review the performance of your portfolio periodically ( once in a year ) to see if it is wel positioned to achieve your goals. In addition, check if rebalancing the portfolio from equity to debt or vice versa is necessary to align with your personal asset allocation plan.
We at Invest easy have developed a unique scientific approach for portfolio review and re-construction that gives an edge to our investors.